Retirement planning for all ages is important. For many people, use the term ‘pension’ or ‘financial planning’ and they will turn off. And yet when you have a workforce who are confident in their financial situ...
You’d think that once you’ve done all the hard work of saving into a pension plan, often over many years, you wouldn’t forget all about it when you change jobs or come to retire, and lose out on the money you’v...
How to react – What you really need to know Your 2020 Annual Pension Statements – is this relevant to me? This note is for you: if you have a pension plan where what you can get out depends on how big your fun...
The coronavirus lock down has resulted in many workplaces being closed, and millions of UK employees now being asked to work from home. Prior to the coronavirus pandemic only 1.7 million people in the UK worked...
Lifetime ISA holders who withdraw from their account before 5th April 2021 will effectively face no penalty, after the Government announced changes to its rules. People whose income has been affected by Coronav...
Making decisions on somebody’s behalf Firstly, some statistics1; There are currently around 850,000 people in the UK with dementia, a figure projected to rise to 1.6 million by 2040 209,600 people will develop...
We all know that the present situation is unprecedented and there are lots of changes we are all experiencing, many for the very first time. We are all aware of the health and hygiene challenges and many people...
Is now the right time to access your DC pension pot? Pension Freedoms were introduced in April 2015 which gave members of Defined Contribution (DC) pension scheme plans much more flexibility in how they can acc...