Empowering People’s Prosperity

Independent professional trustees and scheme decision-makers often hear the same concern from employers and members alike: “Pensions just keep changing. How can anyone plan when the rules are constantly being rewritten?” It’s an understandable reaction. Pension policy generates dramatic headlines and Budget speculation, with frequent debate about tax limits and reform – from changes to […]

By Craig Williams, Director Employee Benefits Technology Today’s employee benefits platforms promise a slicker, smarter, more personalised experience for employees. But there’s one uncomfortable truth many organisations discover too late: technology alone can’t deliver a high-performing employee benefits programme.  What truly determines success (or failure) is the quality of your benefits governance. Without clear oversight, defined processes, compliant decision-making and ongoing review, even the most advanced platform will struggle to deliver its […]

By Adam Bexson, Senior Consultant  Salary sacrifice – often called salary exchange – isn’t new but it’s back in the spotlight following the November 2025 Budget. For employers, salary sacrifice is a strategic opportunity to reduce costs and boost employee financial wellbeing - especially if you act now. From April 2029, employer National Insurance (NI) savings will only apply to [...]

Cancer is an issue that touches almost every workplace, whether through employees’ own experiences or those of their families and colleagues. For UK employers, it is also an increasingly significant factor in workforce health, long-term absence, and claims within corporate PMI (private medical insurance).  World Cancer Day, marked this year on Wednesday the 4th of February, provides an important […]