Meet our team

Tony Gusmao

Tony has almost 30 years’ experience leading similar businesses in South Africa, the U.K. and more recently Brazil.

Tony spent 20 years with Alexander Forbes, overseeing the Institutional Employee Benefits business in South Africa, comprising amongst others, the Consulting, Actuarial, Administration & Master Trust equivalent offerings to large and medium size local and multinational clients.   He later moved to the U.K. and led the transformation of the Alexander Forbes Consultants & Actuaries business until its sale to JLT in 2012.

In 2013 Tony joined Lockton and relocated to lead their business in Brazil, growing this from a mid-sized broker into one of the country’s top 10 broker and consultancy firms, offering the full suite of Employee Benefit and Risk Management Services to local and multinational clients.

Outside of work, Tony has been based in Portugal more recently and is married with two children.  He is an avid reader, podcast listener and football fan

Nick Jones

Nick is Chief Financial Officer of Broadstone.  Prior to this, he was CFO Attenda, CFO Achilles Group, Global Head of Finance for Reuters plc where he also led the integration of Thomson and Reuters.  Nick has held senior financial roles in technology and media businesses in the UK, the US and Europe including Virgin Media, Phillips Electronics and RR Donnelley.  Nick is also a Non-Executive Director of YouGov plc.

He is a Fellow of the Chartered Institute of Management Accountants and holds a BA (Hons) in Accounting and Finance.

Natasha Glasgow

Natasha joined us from MoneySuperMarket.com where she was Commercial Director for Insurance. The insurance vertical was the largest driver of revenue for the Group generating over £175m revenue annually. Natasha was responsible for the strategic development of the insurance business, ensuring best in class customer experience, continuously delivering double digit revenue growth and overseeing the relationships and contractual arrangements with over 150 insurer partners and managing several B2B technology supplier and white label relationships.

Prior to joining MoneySuperMarket.com Natasha held several senior roles in the insurance industry at Hastings Direct and BGL Group.

With over 20 years’ experience in the financial services sector, Natasha’s career has spanned roles in both banking and insurance covering Operations, Marketing, Product & Proposition development and overall P&L ownership. Her diverse experience and digital focus will help Broadstone to deliver its ambitious growth plans.

Natasha lives in Peterborough with her husband, daughter and French bulldog Lexie.  She enjoys travelling, entertaining and is a keen runner and road cyclist.

John-Paul Edwards

Nigel Jones

Nigel is currently the Head of Consulting & Actuarial at Broadstone and focuses on delivery of the Firm’s strategic goals and growing market share.  Nigel is a qualified actuary with over 20 years’ experience in the pensions industry and is a scheme actuary to a number of schemes ranging from under £10 million to over £1 billion in asset size.  He also specialises in liability management and pension scheme de-risking.

Nigel joined Mitchell Consulting, now Broadstone, in 2009, having previously held senior roles with, KPMG, Mercer and Aon Consulting.

Nigel sits on a number of committees for the Actuarial Profession and has been the President of the North West Actuarial Society since 2010 and is also a School Governor.

Paul McGuckin

Paul is Head of Employee Benefits and is responsible for setting and delivering Broadstone’s strategic objective of being one of the UK’s leading employee benefits and pension consultancies.

Paul was previously CEO of CS Financial Solutions (CSFS) which was acquired by Broadstone in January 2019. At CSFS Paul was responsible for the strategic direction and the day to day running of its pensions, benefits and wealth management consultancy services, both in the UK and internationally via the Assurex Global network.

His career in financial services spans over 20 years, and began with Standard Life before holding a number of senior positions with Griffiths & Armour and Charles Stanley, before heading up the senior management team that completed the buyout of CSFS from Charles Stanley.

Paul’s key skills in strategic planning, change management and implementing a ‘shared vison’ will help Broadstone meet its ambitious objectives.

Paul is from the red half of Merseyside and is based out of Broadstone’s Liverpool office.

Paul Bowden FIA

Paul, a qualified actuary, was one of the owners of BBS when the business was acquired by the Broadstone Group. He is now responsible for administration services of the Group. He has worked in the industry for over 20 years, previously as a Senior Pensions Consultant at Mercer. Paul has overseen the growth in our administration department to the thriving team it is today. Paul is committed to maintaining our demanding service standards, believing that “through employing the best staff available and using high-tech workflow techniques to monitor every member request, we can differentiate ourselves from our competitors in terms of both service and value for money”. Paul enjoys all sports (although various injuries have put paid to his playing ambitions), following Bristol Rovers, Gloucestershire CCC and spending most of his holiday time supporting the England cricket team on their winter tours.

Kenneth McClintock

Ken leads the Investment Consulting team which recently transferred from PwC. The team assists private individuals, family offices, trusts, charities and other institutional investors. Ken has over twenty years of experience in advising this wide range of investors. He was one of the key individuals that established the Investment Consulting team at PwC in 2009.

He leads on many of the most significant assignments for UK and international clients in relation to their approach to setting and implementing successful investment strategies, counterparty risk management, and ongoing investment performance analysis.

Prior to PwC, he worked in the Investment practices at Arthur Andersen and Deloitte.

He is CFP Chartered MCSI. He graduated from Trinity College, Dublin with BA (Hons) in History & English.

Angela McGough

Angela is the Head of Human Resources providing strategic and operational Human Resource advice and guidance to the Broadstone Group of Companies.

Angela has worked in HR since 1998 and has experience in a number of sectors including recruitment and energy, prior to joining BDO Investment Management (now Broadstone) in 2007.

Angela has extensive experience across the full HR spectrum with specific expertise in TUPE and M&A (relating to HR).

Angela is a Chartered Fellow of the CIPD (Chartered Institute of Personnel and Development) and has a BA (Hons) from Royal Holloway, University of London and a Post Graduate Diploma in Human Resource Management from Kingston University.

Liz Kane

Liz joined in 2016, with responsibility for regulatory Compliance and Risk; prior to joining Broadstone, she held a number of senior Compliance positions at Willis Towers Watson.   She is professionally qualified, holding the Chartered Insurance Institute’s Chartered status.

Liz has had a varied career, predominantly within Employee Benefits, which has included advisory roles, operations and a brief spell in Internal audit, prior to specialising in Compliance. She has held roles at Standard Life, Hazell Carr Pensions Consulting and Chase de Vere, and has undertaken business and change management projects.  She has a strong interest in continuous improvement.

Neil Barton

Neil’s career in pensions began back in 1999 at Profund Systems, a leading provider of pensions administration software. Neil spent nearly 10 years at Profund. He also had a short spell with TerraNua, a financial services software company based in Dublin and part of Fidelity International.

Neil specialises in working closely with both pension schemes and sponsoring employers and prides himself on fully understanding the requirements of his prospective clients before finding appropriate, high quality and cost-effective solutions that exactly address their needs.

Andrew Mobberley

Andrew Mobberley is Head of Sales based out of our London office having joined us from Aon.  Prior to this he has worked for Thomsons Online Benefits and Alexander Forbes where he spent 15 years in various senior sales roles. Andrew is responsible for leading the new business team, whilst helping to shape our propositions so that we remain market leading.

Andrew is an experienced leader who is actively involved in helping clients shape their reward programme to drive engagement with benefits. He is especially interested in the application of technology in the workplace.

Although his football days are long behind him, he enjoys watching all forms of sport and his aim is to improve his golf handicap.

Nicky Dunderdale

Nicky is Head of Business Solutions with responsibility for bridging technology and business needs for our clients and client-facing teams. She sits on the I&T leadership team. Nicky joined us from Psyon where she was Director of Digital spending 10+ years drawing on her experience in the Employee Benefits industry delivering technology and data solutions. Nicky held responsibility for Psyon’s digital propositions, focussing on Group Protection administration and insurer insight services, flexible benefits platform solutions, and delivery of the Havensrock Protection products. Prior to her move to Psyon, Nicky worked in the flexible benefits space, managing client relationships throughout the strategy design, implementation and delivery cycle of their benefits technology and communications solutions.

Nicky’s move into technology roles comes with a strong industry focus where client interaction remains an important element in understanding client needs in the design and delivery of digital business solutions.

Outside of work Nicky enjoys relaxing with her family and pets and has an extremely varied extra-curricular life from tapestry to maintaining and driving her track car.

Alan Carey

Alan is a Scheme Actuary who has worked in the pensions field for over 20 years. He joined Broadstone from JLT / Mercer in October 2019 and heads our London Actuarial team.

Alan qualified in 1999 and has spent the intervening decades advising Trustees and sponsors of Defined Benefit pension schemes on ways to protect the interests of their members’ benefits while balancing the needs of the sponsoring entity and its various stakeholders. Alan has provided advice to these parties on investment strategy, shaping benefit design (including the introduction of Defined Contribution arrangements) and mitigating liability and asset risks, as well as negotiating equitable solutions during merger and acquisition activity.

Alan has helped several groups of Trustees through the full journey from closure to future accrual, through improved funding and members option exercises, to eventual buy-out and wind-up of their Trust.

Outside of work, Alan has three children at secondary school whose extra-curricular activities dominate much of his spare-time, but whenever the chance arises he enjoys watching the odd game of rugby.

Stuart Bradbury

Stuart leads our Manchester Actuarial team and has 20 years of experience advising both trustees and sponsors on their strategies to de-risk and secure their pension schemes.

Stuart joined the firm from PwC, where he was a director specialising in corporate pensions strategy and led PwC’s national member options team.  Prior to PwC, Stuart predominantly advised trustees, including acting as Scheme Actuary, during his time with Willis Towers Watson and KPMG (now Isio).

Stuart is kept busy outside of work by his 4 young children and the occasional game of football.

Chris Rice

Chris joined Broadstone in 2020 after 7 years at Capita Employee Solutions as a Senior Actuarial Consultant. Prior to that Chris held a similar role at JLT (now Mercer).

Chris is widely experienced in scheme de-risking and has navigated many schemes through liability management exercises right through to the buyout phase, and will focus on growing Broadstone’s corporate consulting proposition.  Chris has been a Scheme Actuary for over 10 years with experience of advising schemes with a range of asset sizes from below £10m to over £300m.

Andy Thomson

Andy is a Senior Actuarial Director and Scheme Actuary based in Broadstone’s Glasgow office. Along with Ann Marie Dickson, he founded Thomson Dickson Consulting in 2002. TDC became part of the Broadstone Group in April 2019.

Andy has extensive experience in managing all aspects of DB pension schemes and advising on the full range of actuarial and consultancy services to both trustees and sponsoring employers. He is also involved with the design and delivery of communication programs to help members understand the value and options available with their DB scheme benefits.

Andy has a degree in Mathematics and Statistics from Glasgow University and became a Fellow of the Faculty of Actuaries in 1999.

Andy is married to Lorraine and has three children, Jack, Stuart and Lauren. He is not encouraging them to become actuaries.

Gerry Walsh

Gerry is a qualified actuary, and has been involved in the pensions industry since 1990, advising defined benefit and defined contribution arrangements run by a wide range of industry sponsors including a number of household names.

With pragmatism built on the comfort of a thorough understanding of the workings of a pension scheme, Gerry is able to take the lead role in guiding schemes smoothly to their eventual destination.

His extensive industry experience incorporates roles at PwC, Punter Southall, Mercer and Mitchell Consulting, with particular expertise in:

– Funding

– Governance

– Risk and investment matters

– Scheme administration

– Insurance solutions

– Liability management

– Scheme “journey planning”

Gerry believes that the pensions industry is awash with unnecessary complication, and he is a firm advocate of clear and straightforward communication, for which he is often complimented by his clients.

Added to that, his personable nature allows him to foster good long term relations with his clients and contacts, and build bridges between stakeholders during periods of conflict and negotiation.

Gerry graduated from the University of Liverpool in 1990 with a first class honours degree in Economics and Accounting. He qualified as an actuary in 1995.

Iain Tait

Iain is a Senior Actuarial Director with over 30 years’ experience in the pensions industry. Iain has worked with many household-name clients during his career, advising both Trustees and sponsoring employers on their pension provision and management of risk. His career has included previous roles at JLT and HSBC. Outside the office, Iain enjoys playing golf and chilling out with his family and ‘Scottie’ dogs.

Gavin Giles

Gavin is a Fellow of the Institute and Faculty of Actuaries and joined Broadstone (then BBS) from Towers Watson in 2013, after also having worked at Aon and Mercer. Between 2014 and 2016 Gavin served a two-year term as the President of the Bristol Actuarial Society.

Acting as Consulting Actuary to a wide range of sponsors and pension schemes, he was appointed to the BBS Board of Directors from 1 April 2018 and has responsibility for our Consultancy Services including the development of the solutions that we offer to our clients. Gavin holds a first class masters degree in Astrophysics from the University of Bristol (although he says that the universe has moved on a lot since he completed his studies!). Away from work, he spends most of his time with his young family and has a keen interest in sport, helping to coach his son’s rugby team.

Marc Devereux FIA

Marc joined Broadstone in 2020 as an Investment Consulting Director.  As well as leading investment advice to a range of clients, Marc is responsible for helping to grow and develop Broadstone’s investment consulting services.

Marc previously worked as a Senior Investment Consultant at Momentum Investment Solutions & Consulting.  Prior to this he was an Investment Principal at Mercer and started his career at Aon Hewitt.  Marc graduated from the University of Southampton with a first class honours degree in Mathematics and Actuarial Science.

Marc is a qualified actuary and has 20 years’ of industry experience.  He has worked with a broad range of UK pension schemes with assets up to £10bn.  He advises clients on a full range of investment areas, including: setting strategic objectives, asset allocation, liability hedging, manager selection, implementation and monitoring.

Crevan Begley

Crevan joined Broadstone in 2019 and has over 13 years’ industry experience. He advises clients on a full range of investment areas, such as setting strategic objectives, asset allocation, liability hedging, manager selection, implementation and monitoring.

He started his career with Willis Towers Watson (formerly Willis) in Dublin. He also worked as a fixed income portfolio manager for the Central Bank of Ireland, fiduciary manager for Russell Investments and as an investment strategist for a large UK pension fund.

Crevan has a Masters degree in Electrical Engineering from University Colege Dublin and is a qualified actuary.

Nick Mellor FIA

Nick joined Broadstone (then BBS) in August 2007 after qualifying with a BSc (First Class) in Mathematics from Bristol University. He joined the investment team in July 2012, and supports the team in strategic investment reviews, performance reports and collating information on fund managers. He is also a keen chef specialising in baking, with his colleagues sampling his work from time to time.

Tim Russell FIA

Tim is a Fellow of the Institute and Faculty of Actuaries with 16 years’ industry experience and joined Broadstone (then BBS) in 2018, having previously worked for HSBC and JLT. He is a senior investment consultant whose main role is to provide strategic investment advice to clients. Before advising clients on their investments, Tim was a scheme actuary, pensions consultant and corporate adviser. Tim has a Law degree from the University of Manchester. In his spare time, Tim enjoys travelling, although with a young family he is finding this increasingly difficult!

Mark Buckley

Mark Buckley is an Actuarial Director, supporting clients of all sizes with their pension benefits.  Based at Broadstone’s office in Sheffield, Mark manages a team of 17 actuaries and actuarial students.  Mark joined the firm in March 2007, prior to which he worked in the actuarial team at PriceWaterhouseCoopers for 6 years.

Working in the actuarial industry since 1989, and specialising in pensions and investments since 1995, Mark is a very experienced actuarial consultant with expertise in providing strategic advice to Trustees and Corporate clients across their employee benefits.  Mark is a Scheme Actuary for numerous schemes with a passion for good value and proportionate advice across his client portfolio.

Out of work, Mark’s main interest is mountain biking and football, although he would never pass up on the opportunity to play golf.

David Brooks

David provides trustee secretarial and consultancy services to clients, providing a variety of advice including governance matters, training, annual and lifetime allowance issues and other changes to legislation.

David leads our pensions technical team, providing support to the administration, actuarial and wider business.  He drafts most of our Briefing Notes and the BROADSTONE Index.

He has worked in the pensions industry for over seventeen years, since leaving university. He began his career in the personal pensions area before moving to occupational and trust based pensions administration.  He originally joined the firm in 2001 from Watson Wyatt.

John Newman

John is the Director of our Group Schemes Department which provides administration services to Broadstone’s clients, ranging in size from a total membership of 20 members up to 4,000 members. 

The services offered by the department include pension administration, consultancy, pensioner payroll, cash management, preparation of trustees’ report and accounts, annuity purchase, secretary to the trustees, trustee training, technical advice and client briefings.

John joined Friends Provident in 1989 and moved to Century Life in 1995. At both companies he worked on the administration of various types of group pension and group risk arrangements.

John joined the firm in 1998 and has extensive experience of setting up schemes where Broadstone have been appointed.

Paul Frost APMI

Paul started his career at Sedgwick Noble Lowndes as an administrator in 1997, and worked for Buck Consultants for 13 years before joining BBS in February 2016. BBS was then acquired by the Broadstone Group in 2019. He is qualified as an Associate of the Pensions Management Institute, and joined the Board of BBS in 2018. Paul is responsible for managing the relationships we have with our pension administration clients, ensuring the services being provided exceed the expectations of clients and members alike. Paul is married with two young children, and whilst he loves spending time with his family, he also enjoys the odd Sunday morning on the golf course.

Ian Shand

Ian is a Client Manager based in the Glasgow office who rejoined Broadstone in early 2020 having previously worked for five years within TDC. Ian has a BA in Business & Management from Caledonian University and has gained a broad range of experience in a variety of roles at other pension consultancy and trustee services firms.

As a Client Manager, he manages the provision of Broadstone’s full range of services to a large portfolio of DB scheme clients across a variety of industries. In addition, he also provides specialist bespoke services including liability reduction exercises, financial education member presentations, trustee training, as well as governance and trustee secretarial services.

Ian is married with two children and a financially crippling guitar-buying habit.

Rachel Meadows

Rachel leads our proposition and strategy for Pensions & Savings, which incorporates our Defined Contribution specialist advisory teams and our Personal Financial Planning specialists. She is a Chartered Financial Planner and a Fellow of the Chartered Insurance Institute. Rachel is based primarily in Broadstone’s Liverpool office.

Rachel provides specialist pension consultancy and strategic advice to corporate clients across a range of advice issues. With a wealth of experience of advising employer and trustee clients around their pension schemes and benefit strategies, one of Rachel’s key skills lies in helping clients find effective, pragmatic and cost effective solutions, and in improving individual financial outcomes.

She has worked in the pensions and financial planning industry for over 13 years after graduating from university. Rachel lives in Southport with her husband and two sons, and enjoys travelling, fitness and family time.

David Pye

David Pye is our Head of Client Consulting based in our Sheffield office. David has been with Broadstone since march 2013 and has worked in the industry since 1992. During his career he has held various consultancy roles and has also been Regional Director for both Chase de Vere and Alexander Forbes looking after their Leeds and Manchester offices.

David’s specialism is in Defined Contribution Pension schemes where he works with his clients to ensure compliance and best value for both employer and employee and he has a strategic approach to wider Employee Benefits and communications. David works in partnership with his own clients as well as the Employer Services consulting team to ensure delivery of our employee benefits proposition.

Susan Bourke

Susan leads proposition and strategy for our Risk & Health team.   The team delivers innovative solutions to clients, taking a fully holistic approach to their employee benefits, engagement and wellbeing needs.

With over 24 years in the financial services sector Susan’s career has included roles in Wealth Management and Business Protection before moving into Employee Benefits and Group Risk where she has specialised for the past 15 years.

Susan is predominantly based in our Liverpool office and continues to support some of our key accounts, ranging from SME to large corporates, including FTSE 100. Her wealth of experience ensures she is able to find innovative and cost effective solutions to improve our clients overall benefits strategy.

She lives in Wirral Merseysde and enjoys travel, yoga, dog walking and is an avid supporter of Liverpool Football Club.

Takako Nagata

Takako Nagata is Head of Proposition for International Risk & Health and is responsible for managing international clients, predominantly Far Eastern companies of all sizes with their Health and Wellbeing benefit.  Takako joined 3HR Benefits Consultancy in August 2008, and is now based at Broadstone’s headquarters in London.  Prior to joining, Takako was Head of International Services at PIFC Consulting (now part of Capita Employee Benefits) for 8 years.

Specialising in International Health & Wellbeing since 2001, and working with a number of large multi-national companies, Takako has expertise in understanding cultural differences and can provide strategic solutions to corporate clients on how to manage their Health & Wellbeing benefits, and support company policies and procedures.  She has a clear understanding of problems and challenges multi-national companies face in foreign countries.  She also understands that each case is unique and has a passion for providing support that will achieve the best outcome for employers and employees in a cost-effective way.

Takako has qualification of Certificate of Insurance (Cert CII) and Diploma in Regulated Financial Planning (DipPFS).

Nic Coleclough FIA

Nic is a Fellow of the Institute of Actuaries and joined Broadstone in 2014, having previously worked for Deloitte and Towers Watson. He is a consultant for our Investment Services and supports the team in strategic investment reviews, performance reports and collating information on fund managers. Nic holds a Master of Mathematics with first class honours from the Open University and a BSc(Hons) from the University of Bristol in Biochemistry. Nic and his wife have two sons. In his spare time he enjoys cycling.

Geoff Carr

Geoff provides investment consultancy advice to Trustees and employers, as well as providing full-service benefit consultancy advice to a portfolio of long-standing clients.

Geoff has over 20 years’ consultancy experience covering a range of pension scheme issues. He started his career at Hymans Robertson where he spent 10 years advising clients on all aspects of their pension arrangements. He joined Kerr & Company / Pope Anderson in 2002 and was an equity partner, heading up the firm’s investment consultancy practice prior to the move to Broadstone in November 2012.

As well as being a member of The Institute and Faculty of Actuaries, Geoff also has a Diploma in Actuarial Techniques and a Diploma in Actuarial Science.

Marc Davies

Marc joined Broadstone (then BBS) in October 2002 as Administration Manager and joined the Board of BBS in 2018. He has worked in the industry since 1988 and obtained the PMI’s Qualification in Pensions Administration during that time. Marc has day-to-day responsibility for our Bristol-based administration services, and he also specialises in new client implementation and discontinuance work. Marc is married with three children and, in what little spare time remains, enjoys reading, watching most sports and participating in a few.

Richard Emery

Richard joined Broadstone (then BBS) in May 2006 from Lloyds TSB, where he worked on the in-house pensions team. He has extensive experience in Final Salary pensions administration, having also worked for two other Bristol consultancies and Clerical Medical Investment Group.

His current role as Deputy Head of Administration involves working closely with the Administration Manager and Team Leaders to ensure Broadstone continues to provide an excellent service, with particular emphasis on member feedback and staff development.

Richard is married, and he and his wife are keen cyclists, actively taking part in sportives and time trials.

Julie Stewart

Julie is Head of Pensions Admin Operations and has overall responsibility for the pensions administration, payroll, accounts and treasury functions across Sheffield and Manchester.  She is based in the Sheffield office and oversees service delivery for all Administration clients, driving continued improvement of client experience.

Julie joined Broadstone in August 2019 with 19 years’ experience in the pensions industry.  This experience has been built up in various roles with Aon, with her final role seeing her lead on the delivery of quality administrative services to a large number of clients with final salary, defined contribution and CARE pension schemes.  Julie has an Advanced Diploma in Retirement Provision from the PMI.

Harvi Bhangu

Harvi is an investment consultant and part-qualified actuary who joined Broadstone in May 2018.  He is part of Broadstone’s London team of investment consultants and research analysts, and provides advice to a wide range of UK based clients.

Harvi’s main focus is helping pension schemes meet their ultimate goal of settling all member benefits in full, bringing investment expertise and offering solutions at every stage of the journey.  He has helped a number of clients to implement de-risking frameworks.

Prior to Broadstone, Harvi worked at Legal and General Investment Management (LGIM) as an LDI product specialist where he advised clients on investment solutions which met their de-risking frameworks.  Prior to LGIM, Harvi worked as an investment consultant at JLT where he advised on all aspects of defined benefit pension arrangements.  He began his career as an actuarial analyst at Alexander Forbes.

Nicole C. Robertson

Nicole is a senior consultant based in Broadstone’s London Office and is responsible for benefit consultancy advice to a large number of international corporates including over 15 Fortune Global 500 organisations.

Prior to joining, Nicole worked at 3HR benefits consultancy and Samsung.  She is CIPD qualified and currently studying for her exams in CII.

Nicole’s other interests include traveling, squash and indoor climbing.

Nick Brazier

Nick Brazier is FCA regulated Senior Corporate Benefits Consultant, supporting his clients to engage with their employee benefits from pension consultancy, member communications to the online benefits portal. Nick currently lives in the Midlands and is based out of Broadstone’s HQ in London, he joined the firm in January 2019 as part of the CS Financial Solutions acquisition, where he had been since January 2016.

With over 20 year’s experience within the Financial Services sector of which 12 years are in the corporate pensions and benefit’s space. Nick is a very experienced consultant, providing advice and consultancy to corporate clients across their employee benefits.

The most satisfying part of Nick’s role is spending time getting to know his clients, listening to their specific needs and creating a solution that works best for them.

Nick has 2 pugs, a domestic cat, married with a daughter and is interested in football, craft beer, music, fitness and comedy. Nick hates VAR – don’t get him started!

Naveed Riaz

Naveed has over 14 years’ industry experience successfully designing and implementing benefits strategies that balance employer costs with employee financial & health wellbeing.

Based at Broadstone’s headquarters in London, Naveed is passionate about ‘employee benefits’ and delivers sustainable long term solutions that assist our clients to:

• use benefits to help attract and retain the right employees.
• keep employees healthy and productive.
• save time and money.
• increase the value for money on Benefits Spend by improving employee engagement, understanding & appreciation of benefits package provided by the employer
• control benefit program costs.
• manage financial and regulatory risks
• secure the best solutions, pricing, and service from health and benefit vendors.

Outside of work, all of his spare time is taken up by his young family but he endeavours to improve both his golf handicap and indoor climbing skills.

Lorna Davies

Lorna has many years experience in the Employee Benefits arena specialising in Corporate Pension Scheme design, implementation, governance, employer advice, wider benefits package design and construction, flex system advice, pension guidance, and individual scheme member guidance.

Lorna’s role is dedicated to her portfolio of corporate pension and employee benefits clients, advising the Directors and Executive of companies, Trustees, HR specialists, as well as presenting to groups of employees.

Chris Hampson

Chris Hampson is a Corporate Benefits Consultant, providing help and guidance to both corporate clients and their staff, in relation to various employee benefits.  He is based at our Liverpool office. Chris joined the business in February 2016 and was previously a financial adviser in both the corporate and personal space for 26 years, in the banking sector.

Starting in banking in 1977, and then moving into a financial advice role in 1990, Chris has significant experience across the financial spectrum. He has an enthusiastic approach to providing ongoing support to his clients and meeting their changing needs.

Chris enjoys music and football.

Matthew Dorrington

Matt is a Senior Consultant in our Employee Benefits team with a particular specialism in Defined Contribution (DC) pensions – contract, Trust and Master Trust.  From start-ups to multinational businesses Matt is experienced at working across the whole spectrum and is skilled at helping clients to understand their true needs and objectives, in order to find the right solutions, that add value and bring a tangible return on investment of both their time and money.

Matt joined us in October 2018 prior to which he spent 5 years as a Senior Consultant at Capita Employee Benefits. Matt has worked in employee benefits since 1995 spending his first 17 years at one of the largest insurers of workplace pensions in the UK. Having worked for both insurers and consultancies over the last 25 years has given Matt a very well informed and rounded view. He has even spent 18 months working on website content for some of the largest pension schemes in the UK.

Matt is very passionate about helping businesses and people improve their financial wellbeing offering practical, sustainable and relevant solutions.

Matt is a supporter of Bristol City football club, has 2 young daughters, and once stood on Sir Geoff Hurst’s foot at Paddington Station.

Antony Hale

Antony Hale is a Senior Consultant based in our London office and is responsible for advising and coordinating services for our clients.

Antony is a Chartered Financial Planner and also holds the Advanced Diploma in financial advice from the Chartered Insurance Industry. He has worked within the employee benefits sector for over 20 years specialising in pensions, over his years in the industry he has worked with a range of different clients, providing advice both to the employer and employees. Antony is experienced in advising on pension scheme and benefit design, automatic enrolment strategy and scheme governance. He also specialises in the design and delivery of employee communications to enhance member understanding and engagement.

John McCarthy

John is a Corporate Benefits Consultant at the Liverpool office and specialises in providing financial advice to companies ensuring their pension schemes are tailored towards both the needs of employers and employees.

John holds a Diploma in Regulated Financial Planning and is currently studying towards achieving Chartered Financial Planner status. He also holds a BSc in Mathematics and Statistics from the Open University. John has been in the financial services industry for over 6 years and prior to joining Broadstone in 2017 held roles at Aon and Mercer as an Actuarial Analyst where he was responsible for providing advice for many different types of pension schemes.

Outside work, John lives with his partner in Liverpool where he enjoys travelling, spending time with family and friends, running and is a regular visitor to Anfield to watch Liverpool FC.

Emily Jones

Emily is a senior consultant based in our London office.

Emily has over 20 years of account management and business development experience within the employee benefits sector.  Emily specialises in Healthcare, Risk and Wellness.  Emily has achieved industry qualifications with IF7 and GR1 resulting in accreditation with the CII for Health & Protection.

By using many years of knowledge and experience Emily is able to engage on a wider health perspective to ensure her clients achieve an effective wellbeing strategy.  Emily has been supporting her current clients for many years and consistently looks to educate and develop her clients’ knowledge of the benefits sector ensuring all new initiatives or regulatory requirements are regularly discussed.

Robin Watkins

Robin Watkins is Client Relationship Director, supporting clients of all sizes with their employee benefits, engagement and well being.  Based at Broadstone’s headquarters in London, Robin joined the firm in January 2014. Prior to joining, Robin was a Health and Risk Consultant at Willis for the previous 6 years.

Working in Employee Benefits and Pensions since 1999, and specialising in benefits since 2001, Robin is a very experienced Employee Benefit Consultant with expertise in providing strategic advice to corporate clients across their employee benefits and supporting company policies and procedures.  With his background in Health and Wellbeing consulting, he has a passion for considering policies and benefits as one combined with getting the best support for both employers and employees in a cost effective way.

Robin is keen on rugby and motorsport.

Ceri Torrance

Ceri Torrance is a Client Relationship Director, supporting clients of all sizes with their employee benefits, engagement and wellbeing. Based in our Falkirk office, Ceri joined the firm in 2014 following its acquisition of her previous employer, Blythwood Group Ltd from whom she had been employed with since her entry into Employee Benefits in 2004.

She is a very experienced consultant and has worked with companies ranging in size from SME to Large Corporates. Ceri provides expertise in health & wellbeing strategies and developing sustainable & cost effective employee benefits packages.

Ceri enjoys hillwalking, socialising with friends and spending time with her French Bulldog, Mylo.

Debbie McLean

Debbie has vast experience in the Healthcare & Risk sector and is Cert CII (Health & Protection) qualified.

Debbie has worked with companies ranging in size from SME through to FTSE 100 and advises many of our existing large Corporate clients. She has developed extensive knowledge in the specialist Oil & Gas sector with a proven track record of helping clients develop a sustainable and long term benefits strategy.  Debbie is a strong communicator with an eye for detail and has the ability to negotiate an influence at all levels.

Debbie will ensure you are fully supported and advised and has a loyal and long term client base within Broadstone.

Kathy Primo

Kathy is a Consultant with circa 30 years’ experience in the financial services sector of which around 20 years have been in the field supporting clients of all sizes with their employee benefits, engagement and well being.

Based at Broadstone’s Falkirk office in Scotland, Kathy joined Broadstone in June 2015 to manage a portfolio of clients and develop the group risk and health and wellbeing proposition.

Prior to this, she worked for Blackmore Healthcare/Alexander Forbes, who were subsequently purchased by Jardine Lloyd Thompson, where she held the role of Account Manager developing her own portfolio of healthcare, wellbeing and risk schemes.

Previous experience includes working with general insurance brokers and with Bupa for 10 years where she managed the sales support team for the external Consultants and provided Account Management Support to the Regional Sales Manager.

She then made the transition to a Consultant with her own portfolio.

Kathy has her IF7 Health Insurance qualification in Health Insurance Products and is currently working towards the GR1 qualification in Group Risk.

In June 2015, Kathy joined Broadstone Risk & Healthcare to manage a portfolio of clients and develop the group risk and health and wellbeing proposition.

Kathy’s interests are horses; mountaineering and formula one motor sport

Julie Conner

Julie Conner is the Risk & Healthcare Operations Manager based in our Falkirk office and supports the client delivery within the administration teams ensuring an excellent customer service is provided.

Julie has worked in the financial services industry since 1987 working in both the Insurer and Intermediary sectors, specialising in Group Risk and Corporate Employee Benefits for the last 12 years.

Julie joined the firm in 2010. Prior to joining, Julie worked for Mercer Employee Benefits Limited for four years.  In this role she gained extensive knowledge on all Group Risk, Pensions and Wealth Management products. Previously Julie worked at Standard Life and dealt with individual and corporate products in the Employee Benefits division. Julie has Chartered Insurance Institute certificates in financial planning FPC 1 and 2.

Kathryn Oatway

Kathryn is the Group Risk Team Leader based in our Falkirk office for the past 10 years. Kathryn is responsible for the Group Risk benefits team and also continues to provide administration support to clients.

Kathryn has worked in the Group Risk industry for 13 years working in both the Insurer and Intermediary sectors. She joined Broadstone as a Group Risk Administrator in 2008 from the Employee Benefits Department in Aegon where she worked for three years in the renewals servicing team. In this role she gained extensive knowledge on all Group Risk products and administered schemes throughout the renewal process.

Warren Firth

John Broome Saunders

John is a qualified consulting actuary and authorised investment advisor, with over 20 years’ experience of providing analytically-focused advice on the management of complex long-term financial structures such as defined benefit pension schemes.

John provides advice on funding, investment, accounting and management issues, drawing on Broadstone’s wider expertise in financial and investment modelling. In particular, John helps clients understand and manage the legacy risks associated with defined benefit pension provision. He has developed a number of innovative approaches that can both increase trustee security and reduce sponsor risks.

A mathematics graduate from the University of Durham, John spent the early part of his actuarial career with international consulting firm Towers Perrin, and has been at Broadstone for over 14 years.

Robyn Smith

Robyn Smith is a qualified Actuary and Consultant based in the Manchester office. Robyn joined Broadstone in July 2018 and has nearly 10 years industry experience having previously worked as an Actuarial Analyst at Capita and a DC investment consultant at River and Mercantile. She has a range of technical and consulting experience as a result of providing actuarial advice to Trust based clients and investment advice both from a fiduciary and advisory perspective.

Robyn has a first class honours degree in Mathematics from the University of Birmingham and in her spare time enjoys running and playing netball.

Lauren Holden

Lauren is a Senior Actuarial Consultant with experience of providing advice to Trustee and Corporate clients on defined benefit pension arrangements. Lauren joined the business in October 2018 and is based in Manchester, having previously worked at KPMG since joining the actuarial profession in 2014.

Lauren has worked with Scheme Actuaries on a number of pension schemes of various sizes, providing actuarial advice to a range of clients. With her Trustee-based background, she has extensive consulting experience as well as technical actuarial knowledge.

Tim Fairclough

Tim joined Broadstone in January 2019 as an Actuarial Consultant. He has a range of technical and consulting experience through providing actuarial advice to Trustee and Corporate clients.

Based in Manchester, Tim is a part-qualified actuary with 10 years’ experience having previously worked for JLT. He has a degree in Economics and Mathematics from the University of York.

Ann Marie Dickson

Ann Marie is a Scheme Actuary based in Broadstone’s Glasgow office. Along with Andy Thomson, she founded Thomson Dickson Consulting in 2002. TDC became part of the Broadstone Group in April 2019.

Ann Marie has extensive experience in managing all aspects of DB pension schemes and advising on a broad range of actuarial and consultancy services to both trustees and sponsoring employers.

Ann Marie has a degree in Mathematics from Glasgow University and qualified as an actuary in 1993.  She enjoys travelling and is a long-time volunteer with a local children’s charity.

Mike Calder

Mike is an Actuarial Director in our Glasgow Office. He worked for several actuarial consulting firms and insurance companies in his career, before joining Broadstone in May 2019. Mike has significant experience of providing pragmatic actuarial advice to the trustees and employers of small to medium-sized defined benefit schemes. Outside of work, Mike is a ‘swim dad’ and occasionally finds time to go to the gym.

Kim Sraidi

Kim Sraidi manages the Regulated Pensions administration team based at our Sheffield Office. Kim joined the firm in April 2013. Prior to joining Broadstone Kim held a variety of roles over her 28 years in the industry including administration, paraplanning, management and a consultant role. These were at large local IFA’s and Accountancy Practices along with 15 years at a large pension provider. She brings a vast amount of experience and knowledge from her varying roles.

Kim loves cooking and travelling.

Penny Stanley

Penny Stanley is an Actuarial Director based in our Sheffield office.  She is the Scheme Actuary to a number of Broadstone’s clients and is a client relationship manager to others. As well as the more traditional actuarial roles and duties Penny has experience in investments and works closely with the Investment Consultants to help ensure a 360 degree service is provided to clients. She joined the firm in May 2006 from Mercer.

Karen Rodgers

Karen Rodgers is an Actuarial Director, based at Broadstone’s office in Sheffield. Karen joined Kerr & Company in October 2005 and followed its transition to Pope Anderson and Broadstone. She has over 30 years experience working in pensions, having started her career with Noble Lowndes and then SNL and Mercer.

Karen is a member of the Institute and Faculty of Actuaries and holds a Scheme Actuary certificate. She has experience in all aspects of running occupational pension schemes and advising trustees and employers. As well as being a Scheme Actuary to a number of clients, she also provides support to the other qualified actuaries and consultants within the company.

Away from work, Karen likes walking, reading and supporting her kids at roller hockey matches.

Beau Flanaghan

Beau joined Broadstone in 2017 as an Actuarial Consultant. Prior to this, Beau started his professional career as an actuarial analyst at Mercer in 2012, where he quickly became a key member of the actuarial team. This involved providing actuarial support to senior colleagues and scheme actuaries on a wide range of Trustee and employer services, including triennial valuations and pension cost accounting. He also has valuable experience in presenting to members and running member drop-in sessions.

Beau graduated from the University of Sheffield in 2011 with a 1^st class degree in Economics. He then continued his studies at the University of Sheffield and was awarded a Masters degree (Distinction) in Financial Economics in 2012. Beau is a Fellow of the Institute and Faculty of Actuaries and is currently working towards obtaining his scheme actuary certificate.

Outside of work, Beau enjoys football and travelling.

Mark Channon

Mark became a Fellow of the Institute of Actuaries in 2010 and joined Broadstone (then BBS) in July 2016. He previously worked for Mercer, initially in the UK before taking the opportunity to head up their New Zealand actuarial business for a number of years. Mark has extensive experience acting as a scheme actuary and trusted consultant to pension scheme trustees and sponsors. Mark’s interests outside of work include paddle boarding and spending time with his family.

Jaime Norman

Jaime joined Broadstone (then BBS) in 2014, having previously worked for KPMG and Hewitt. He is a consulting Scheme Actuary and has over 15 years experience helping pension scheme Trustees and sponsoring employers to manage their pension arrangements. Jaime specializes in Scheme Funding, PPF levy management and member communications. Outside of work, Jaime enjoys cycling and spending time with his family.

Craig Williams

Craig is currently a member of Broadstone’s Employee Benefits management team and has over 20 years’ experience as an Employee Benefits Consultant over which time he has acted in various capacities. Prior to joining Broadstone Craig was the Managing Director of CS Financial Solutions, a business acquired by Broadstone in February 2019.

As part of his role, Craig is responsible for the development of Broadstone’s flexible benefits technology, Flexcel, working closely with programmers, voluntary benefits specialists and total reward professionals. Craig now manages the team responsible for the delivery of Flexcel to clients and has personally supported several recent platform launches.

As head of Broadstone’s benefits technology offering, he is ideally placed to consult with Broadstone’s key clients to continually review and develop our proposition to meet changing client needs.

Craig currently also acts as key account manager to some of Broadstone’s larger employers providing specialist pensions support and holistic consultancy alongside management of employee benefits technology. Areas of specialism include workplace pensions reform, design of corporate benefit packages; issues relating to merger and acquisition; and management of defined benefits, defined contributions and hybrid schemes.

Russell Walmsley FIA

Russell joined Broadstone (then BBS) straight from Aston University in 1999 and is a Fellow of the Institute and Faculty of Actuaries, having qualified in 2006. He is currently responsible for managing the actuarial work-flow for a large number of clients and oversees the development of more junior members of the actuarial team. In his spare time, Russell enjoys playing and watching cricket, football and badminton.

David Hamilton

David joined Broadstone in 2019 having previously worked for JLT and HSBC. He qualified as an actuary in 2004 and has 13 years experience as a scheme actuary advising on a range of scheme funding issues as well as being heavily involved in several large buy-in transactions. He has also spent six months on secondment with The Pensions Regulator. Outside of work David enjoys travelling and watching cricket, baseball and rugby union.

Andrew Blain

Andrew is a Fellow of the Institute and Faculty of Actuaries and joined Broadstone in July 2019 having previously worked at Willis Towers Watson and HSBC Actuaries and Consultants. He has over 18 years’ experience in the pensions industry, advising both trustee and corporate clients, and he has held a number of scheme actuary appointments since 2012. Andrew graduated with a first-class degree in Geology and Geophysics from Durham University, and in a previous career, worked as a seismologist in the oil industry. Outside of work, he is a keen cyclist and enjoys a wide variety of sports (although he continues to be disappointed in his football team, Newcastle United). He also enjoys cooking and eating and is grateful that cycling burns off the calories.

Yvonne Wan

Yvonne joined Broadstone in October 2018 and is based in our Manchester office. She is a qualified actuary with 18 years’ experience in the pensions industry.

Yvonne has extensive experience of providing advice to Trustee and corporate clients on defined benefit and defined contribution pension arrangements ranging from under £5 million to over £500 million in asset size. This advice has spanned the full lifetime of a pension scheme from new scheme set-up all the way through to buy-out and wind-up, including regular ongoing matters such as triennial funding valuations, integrated risk management, member communications and scheme governance, and one-off projects such as bulk liability management exercises, scheme mergers and employer debts.

She holds a Scheme Actuary Practising Certificate and is currently appointed as the Scheme Actuary for a number of pension schemes.

Prior to joining Broadstone, Yvonne started her career at Mercer working there for over 8 years before moving to JLT (which became part of Mercer in 2019).

Yvonne has a first class honours degree in Mathematics from Manchester University, where she won a number of prizes for outstanding performance. She qualified as a Fellow of the Institute and Faculty of Actuaries in 2005. She was also the People & Society News Editor for The Actuary magazine, the official magazine of the actuarial profession, for over 7 years until mid-2019.

Louise Randall FPMI

Louise has a first class degree in History from Cardiff University and an MA from Bristol University. A long-standing employee of the Broadstone Group, she joined the business in 2000 having previously been at Mercer for two years. She is a Fellow of the Pensions Management Institute, Consultant to a portfolio of some 14 schemes, and has experience of DB, DC and PPF schemes. Outside of work, Louise enjoys Kettlercise, walking and watching football.

Catherine Fenton APMI

Catherine joined BBS in 2005 after completing a Law degree at the University of Manchester and became part of the Broadstone Group in October 2019. She qualified as an Associate of the Pensions Management Institute in 2008. Catherine looks after a portfolio of clients providing account management, trustee secretarial and advisory services. She has two young sons who keep her very busy, but in her limited spare time she enjoys reading a good book, sewing, yoga and sharing time with family and friends.

Ruth Pearse FPMI

Ruth joined Broadstone (then BBS) as a Senior Consultant in October 2018, having previously worked in a similar role for Pi Consulting. She has many years’ experience and is a Fellow of the Pensions Management Institute. Previous roles have included working as a Secretary to the Trustees in-house and five years working for the Pensions Regulator. Outside of work, Ruth enjoys spending time with her friends and family.

Emma Speakman

Emma joined Broadstone in January 2019, having previously worked for Mercer for 16 years. Emma has over 25 years of experience working with defined benefit schemes. Outside of work, Emma enjoys reading, fossil hunting and collecting gemstones.

Chris McCarthy

Chris is a Pensions Consultant in our Trustees Services/Consulting and Actuarial department at Broadstone, based at our London office. Chris has been working in pensions since 2002 and joined Broadstone in 2004.  Since joining Broadstone Chris has gained invaluable experience as a Senior Administrator and Team leader and from 2008 has been carrying out the role of Trustee Secretary and consultant to a number of our clients, not only prepare meeting packs and minutes of trustee meetings but also helping to guide trustees through the ever changing pensions legislation landscape and the growing governance requirements. Before joining Broadstone, Chris worked at AMP NPI (subsequently outsourced to Hazell Carr), working on a portfolio of insured Group Personal Pension arrangements on all aspects of administration.

Chris is a keen runner and can often be seen out with the Broadstone running club!

Sunita Northbroke APMI

Sunita joined Broadstone (then BBS) as a Trainee Administrator in May 2009 having graduated from the University of the West of England in July 2008 with a 2:1 Law & Psychology degree. In her spare time, Sunita enjoys live music, the great outdoors and spending time with friends.

Richard McNair

Richard graduated from Glasgow University in 1993 gaining a Master of Arts degree in History and started his career in pensions at Sedgwick Noble Lowndes in the same year. Over the next decade, he gained further experience with other large pensions consultancies.

Richard joined Broadstone (formerly TDC) in April 2007. As a Client Manager, he manages the provision of Broadstone’s full range of standard services to a large portfolio of clients from a variety of industries. In addition, he provides specialist bespoke services for employers and trustees such as managing scheme closures, liability reduction exercises, financial education member presentations and providing trustee training.

Richard is married with children and has no free time!

Steven Crosby

Steven joined Broadstone (then BBS) in 2009 after graduating with a degree in Mathematics. He started as a Trainee Pensions Administrator, has attained the PMI Retirement Provision Certificate (RPC), Certificate in Pension Calculations (CPC) and Certificate in Pensions Automatic Enrolment (CPAE) qualifications and progressed to become a Deputy Team Leader. Steven enjoys watching most sports particularly motorsport, football, darts, snooker and cricket where he is a member of Gloucestershire County Cricket Club.

Vicky Sims

Vicky joined Broadstone (then BBS) as a Senior Administrator in 2008. Prior to that, she worked at Mercer where she started as a trainee administrator in February 2001. Whilst there, Vicky studied and completed QPA, and also became a member of the Institute of Customer Service.

In her spare time, she likes to play tennis and socialise with friends.

Holly Chard APMI

Holly joined Broadstone (then BBS) as an administrator in July 2005 and qualified as an Associate of the Pensions Management Institute in July 2008. In her current role as team leader for the administration support team Holly manages various administrative projects, including the handover of administration for new schemes. In her spare time, Holly is an avid reader and enjoys spending time with friends and family.

Fiona White

Fiona joined Broadstone (then BBS) in June 2018 with 15 years’ experience in the pension industry with James Hay. Outside of the office, Fiona enjoys spending time with her son and looking after their many pets. She is also a keen baker, likes to take camping trips and enjoys music concerts amongst other social events.

Karina Snook

Karina joined Broadstone (then BBS) in 2004 having previously worked at Mercer for 3 years. She has completed an NVQ (level 4) in pension administration. She became a team leader in 2011 responsible for a team of 10 and managing the day to day administration of a wide range of clients.

In her spare time, Karina enjoys spending time with family and friends.

Daniel Bracey

Rob Hillock

Rob has over 14 years’ experience working within the financial services industry as a trusted adviser. His career has seen him work at both HSBC and Natwest, and was previously at CS Financial Solutions for over four years before they were acquired by Broadstone.

At Broadstone, he is part of an expert team of individual advisers who specialise in providing professional financial advice to individual clients, frequently to the Directors and executive staff from Broadstone’s corporate clients. Rob is fully Diploma in Financial Planning qualified and is working towards his Chartered status.

Rob specialises in providing advice on retirement planning, in particularly cash flow modelling and investment strategies, whilst bringing in other areas of the business to provide a truly holistic financial planning service.

Bronia Widdows

Bronia is a Senior Financial Planning Consultant at Broadstone. Her role is to provide bespoke financial planning advice to individuals, helping clients make the right choices regarding their pensions, investments, protection needs, Inheritance tax, and their retirement options.

With over 30 years’ experience in the industry, Bronia is qualified to highest level and is a Chartered Wealth Manager. She is also a Fellow of the Chartered Institute of Securities and Investments (CISI). Prior to joining Broadstone, she began her career with NatWest working mainly in regulated advice roles & investment management, before moving to Coutts and Co as an Associate Director and then to one of the UK’s largest discretionary management firms as an Investment Manager.

Simon Pickerill

Rudolf De Lange

Rudy is a Investment Director in the Investment Consulting team. He provides investment consulting, strategy, performance analysis and assessment, and counterparty credit risk and treasury services to a broad base of UK and international clients.

An alumnus of the University of Stellenbosch (South Africa), he is a Fellow of the ICAEW (FCA) in the UK, holds the Chartered Financial Analyst (CFA) designation, and has an MBA from the University of Tampa (USA).

Never underestimating the value of properly understanding his clients and their circumstances, this allows him and his team to identify and assess investment opportunities from a range of sources, supported by an unbiased and disciplined approach to investing. Proficient in technical and fundamental analysis of global investment portfolios, with experience across several regions, he utilises the skills from his range of roles and markets to ensure the best value-added outcomes for his clients.

Charles McHardy

Charles is a Senior Manager in the Investment Consulting team. He has over eight years’ experience in financial services, providing both regulated investment advice and investment consulting services to HNW and UHNW private clients and their families, Trustees, investment partnerships, and corporate investors.

With a strong grounding in financial planning and wealth structuring, Charles provides holistic advice on a broad range of investment-related matters, such as strategy and objective setting, portfolio restructuring and risk management, investment manager due diligence and selection, implementation of investment mandates, and on-going performance monitoring. Ad hoc projects have included acting as an SME to a wider PwC team which advised the European Commission on the tax treatment of ‘business angel’ and venture capital investments across 20 countries.

Charles is an FCA-certified person and a Chartered Member of the CISI; he has completed the Private Client Investment Advice & Management (PCIAM), Investment Advice Diploma (IAD), and Diploma in Financial Planning qualifications. He graduated from the University of Bristol with a BA (Hons) in French & Latin, followed by the Graduate Diploma in Law from BPP Law School.

Johanne Matte

Johanne is a Manager in the Investment Consulting team. She works with high-net worth individuals, family offices and institutional investors to provide specialist investment consulting solutions including investment strategies, manager due diligence exercises and performance reviews for investment portfolios.

Johanne has a particular interest in sustainable investing. She was a key member in the development of the team’s sustainable investing offering for the team. The offering incorporates ESG considerations across the investment consulting services, from elaborating an investment strategy, reviewing investment managers to ongoing monitoring and reporting.

Johanne previously worked in Abu Dhabi within the PwC Deals practice working closely with sovereign wealth funds. She started her career at PwC in audit.

Johanne graduated from HEC Montreal from the trilingual cohort. She also earned an MSc in Accounting and an MBA from Northeastern University in Boston. She holds the CFA UK Investment Management Certificate (IMC) qualification.

Simon Myers

Simon is a Manager in the Investment Consulting team. He provides specialist investment consulting, strategy, performance analysis and assessment, and counterparty credit risk services to a broad base of international clients.

Proficient in technical and fundamental analysis of global investment portfolios, with experience across several regions including the Middle East, Switzerland and the United Kingdom, he utilises the skills from his range of roles and markets to ensure the best value-added outcomes for his clients.

Prior to joining PwC, he worked as a consultant on several large bank investment projects, providing technical, specialist analysis across a wide range of investment products. He has also worked internationally as an independent wealth manager.

Simon holds the Certificate in Private Client Investment Advice and Management, as well as the Investment Advice Diploma. He is a Chartered Member of the Chartered Institute for Securities and Investments.

Mason Churcher

Mason is a Senior Associate in the Investment Consulting team. Mason primarily works with institutional and private investors on strategy setting, manager selection exercises and performance reviews and monitoring. He also works with the team’s treasury clients, producing analysis on credit and counterparty risk.

Mason graduated from the University of Bath in 2017, having completed a BSc in Mathematical sciences, and achieving Second class, first division honours. He is currently a CFA Level II Candidate.

Andrew Lane

Andrew is a Senior Associate in the Investment Consulting team. Andrew primarily works with institutional and private investors on setting investment strategies, manager selection exercises and ongoing performance monitoring for multi-asset portfolios.

Andrew has a particular interest in sustainable investing. His experience includes creating an ESG toolkit focused on embedding ESG across different asset classes targeted at pension fund trustees, as well as writing responsible investment policies for clients.

Andrew graduated from the London School of Economics in 2017, achieving a first-class honours degree in Economic History. He is currently a CFA Level II Candidate.

Cornelie Demeure

Cornelie is a Senior Associate in the Investment Consulting team. She works with institutional and private investors on setting investment strategies, manager selection exercises and ongoing performance monitoring for multi-asset portfolios.

Cornelie graduated from Durham University in 2017, having completed a Masters in Chemistry, and achieving first-class honours. She is currently a CFA Level II Candidate.

Mark Frost

Mark is a Scheme Actuary with over 30 years’ experience advising defined benefit pension trustees and sponsors. He was previously a Director of Quattro Pensions who became part of the Broadstone Group in 2021. Previously he was a Director at Garvins and a Partner at Barnett Waddingham.  He has advised clients with asset sizes ranging from £1m to £300m, on all aspects of funding and investment.

Kenneth Donaldson

Kenneth has strong client and professional relationships and is a recognized author and speaker on industry platforms and an ACA Pension Committee member. In particular he was part of the industry joint working party which assisted the DWP with its recently published guide to GMP equalisation. He has worked on a variety of PPF schemes in recent years.

Nicola Smith

Nicola jointed Quattro (now Broadstone) in 2009 and has 30 years accounting experience. She has been working in the pensions treasury department for 12 years and now manages the Accounts team. She is AAT qualified, a member of PRAG and has substantial experience of producing PPF and ongoing scheme accounts in accordance with SORP guidelines.

Sharon Papper

Sharon is a senior member of our administration team and has over 20 years of experience within the pensions industry. She started her career in pensions with Portland Pensions and also worked at Hymans Robertson before joining Broadstone Pensions. Sharon is experienced with all aspects of both DB and DC schemes.

Rachel Roberts

Rachel has over 14 years’ pensions administration experience, and is responsible for leading the transition of ongoing administration services. Rachel manages the relationship with all parties throughout the process, ensuring full and accurate transfer of knowledge and data in order that transitions are seamless and services uninterrupted before handing schemes over to the ongoing administration team.

Julie Robinson

Julie joined Quattro following 12 years with Mercer and has a wealth of experience within the pensions industry. Julie is responsible for a number of Schemes and is a source of knowledge for the less experienced members of her team. Julie has a degree in Public and Social Policy with Management from University of Birmingham and has over 20 years of pensions experience.

Amy Smith

Amy joined Quattro Pensions (now Broadstone) in 2013 and is now a principal administrator on the ongoing administration team. Amy works on a wide range of DB and DC Schemes. She previously worked at Hymans Robertson for two year where she began her pensions career.

Karl Millward

Karl has over 20 years of actuarial experience and now specialises in pension scheme administration and scheme accounts.

Dan Evans

Dan Evans is our Pensions Operations Manager and has overall responsibility for the Pensions Administration function in our Birmingham office. He has 15 years of Pensions Administration experience having join Broadstone in 2010 having previously worked at Mercer and Aon. Dan has the PMI Diploma in Pensions Calculations and the PMI Retirement Provision Certificate.

Sarah Elwine

Sarah is an actuary in the PPF Actuarial team and is an approved PPF Panel Actuary. She joined Broadstone (originally Quattro) in 2019 and works across PPF and ongoing schemes. She qualified as an actuary in 1998 and since qualifying has worked at Deloitte and Mercer. She has previously been a Scheme Actuary and advised both scheme trustees and sponsors.

Jenny Morris

Jenny joined Quattro (now Broadstone) in 2017 having spent over 11 years in the pensions industry, in a range of administration and project roles. Jenny oversees the administration and PPF tasks for a portfolio of schemes in the assessment period. She has experience in all aspects of PPF administration and has successfully transferred a number of schemes into the PPF. Jenny is a Fellow member of the Pensions Management Institute.

Marie Hannis

Marie has over 20 years of pensions experience and specialises in client liaison and project management. Marie has been involved with all aspects of PPF administration work and manages a team of 6, as well as supporting the PPF Manager.

Jayne Humphreys

Jayne has 20 years in the pensions industry. She has been a member of the PPF team for the last 9 years and has progressed from Senior Administrator managing numerous Schemes through the PPF assessment to PPF Team Leader, ensuring that work continues to be delivered at a high standard and on time.

Helen Gray

Helen joined Quattro Pensions (now Broadstone) in April 2018 and has over 20 years pensions administration experience. She oversees administration and PPF tasks for a portfolio of schemes in the assessment period. She has experience in all aspects of PPF administration and has successfully transferred a number of schemes into the PPF.

Helen Baxter

Helen is a highly experienced member of the PPF Team who for the last 9 years has specialised on PPF administration and client liaison. Helen has recently become more involved with the technical and compliance side and helps with our ISO reviews. Helen has successfully project managed numerous schemes through the PPF assessment.

Claire Gowing

Claire has 20 years industry experience and 10 years PPF experience. Claire holds a certificate in DC Governance, an advanced Diploma in Retirement Provision and is a Fellow member of the Pensions Management Institute (FPMI Qualified). Claire is excellent at project management ensuring work is delivered to a high standard on time and has experience of all aspects of pensions administration and PPF administration tasks.

Manveer Punia

Manveer has over 9 years of pensions experience having previously working for a market leading consultancy and a Big Four firm. He has worked on advising both pension scheme trustees and sponsors and enjoys forging strong working relationships with clients and other stakeholders. At Broadstone, Manveer leads a team of actuarial students and is responsible for the day to day workflow of over 40 clients. Manveer has a degree in Actuarial Science and Mathematics from the University of Manchester and is working towards qualifying as a Fellow of the Institute and Faculty of Actuaries.

Andrew Brittle

Andrew has over 12 years of pensions experience during which he has gained considerable knowledge of both ongoing and wind-up work. At Broadstone, he leads a small team of actuarial students, responsible for over 40 clients. Andrew is a part-qualified Actuary and has obtained a Diploma in Actuarial Techniques. He achieved a 2-1 degree in Mathematics and Computer Science at Loughborough University.

Ben Bryant

Ben started his actuarial career with Barnett Waddingham in 2013 before moving to Quattro Pensions in 2018 and became a part of Broadstone in 2021 when they bought Quattro Pensions to become the Redditch office.

Ben mainly works advising scheme Trustees but also does bits of Corporate work, including accounting disclosures, as well as some PPF and investment work.

Mandy Davies

Mandy is an Associate Actuary who also holds a Diploma in Retirement Provision, an Award in Pension Trusteeship and a Mathematics Degree. Mandy has almost 30 years of actuarial experience and has been working in Pensions for over 20 years. She joined Quattro (now Broadstone) in 2005 and now manages a busy actuarial team.

Liz Loosmore

Throughout Liz’s 19 years at Broadstone she has always specialised on wind ups, buyout, FAS & PPF work and has headed up the PPF team at Broadstone since 2012.

Liz enjoys project management and client liaison and is very proud that to date there has been no post rectification work for any of the schemes Broadstone have transferred to the PPF.
Liz takes a hands-on approach and gets involved with the nitty gritty in relation to factor reviews, valuations, investment advice and general consultancy.

Steve Button

Steve joined Broadstone in 2021 after 20 years at Capita Employee Solutions as a Senior Actuarial Consultant. Prior to that Steve worked at Mercer.

Steve has been the appointed Scheme Actuary on schemes with a range of asset sizes from below £5m to over £100m. He has helped clients manage all aspects of their defined benefit pension schemes, advising on the full range of services to both trustees and sponsoring employers.

He has strong relationships with professionals from other parts of the pensions industry, including lawyers, trustees and auditors. As well as working with clients, he has managed actuarial support teams and headed specialist technical groups. Steve has a degree in Mathematics from Nottingham University.

Joanne Cummings

Jo has over 20 years of experience working in pensions consultancy. She holds a Scheme Actuary certificate, with appointments for ongoing schemes and those in PPF assessment. Jo graduated from the University of Birmingham with a first in Economics & Statistics in 2000, starting her career at Atkin & Co, moving in 2012 to Trigon Pensions (now XPS) and then in 2015 to Quattro Pensions (now Broadstone). Jo enjoys client-facing roles and building strong working relationships. She also acts as an IFoA Quality Assurance Representative and is committed to striving for excellence. Outside of work, Jo can be found horse-riding at her family’s farm or out walking with her terriers.

Andrew Allsopp

Andrew has strong client and professional relationships and specialises in providing innovative and pragmatic solutions to investment and actuarial issues. Andrew has a vast array of experience from traditional scheme actuary work such as factor reviews and valuations to providing models to assist with day to day administration. Andrew is very down to earth with great inter-personal skills and has a 1st class Degree in Mathematics from Birmingham and an MSc from Oxford University.

Winston Ruddick

Winston is a Senior Financial Planning Consultant, providing financial planning advice to individual clients.  Winston joined the firm in 2017.  Prior to joining, Winston has spent the last 13 years working in accountancy based IFA practices.

Winston works with individual clients at different life stages, and is well experienced advising clients upon their savings, investments, pensions and protection requirements.

He has spent a lot of time working closely with individuals approaching retirement to help them plan for a secure financial retirement and avoid making any costly mistakes.