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Why now is not the time to stop thinking about mental health
Employee Benefits

Why now is not the time to stop thinking about mental health

Various studies pre COVID-19 showed positive mental health was under greater pressure in the UK population than ever, but the current environment is without question going to add to that
Why companies are now looking twice at health insurance
Broadstone

Why companies are now looking twice at health insurance

For a long time, private medical insurance has looked the same. It’s traditionally been for large corporations and high-level executives only, or a cash plan that requires people to pay
DB scheme sponsors must prepare for the new funding regime – sooner rather than later
Investment, Pensions

DB scheme sponsors must prepare for the new funding regime – sooner rather than later

The funding regime for Defined Benefit (DB) pension schemes is changing and there are significant implications for the sponsors of those schemes. Make sure you engage with your trustees at
Broadstone urge employers to look at suicide prevention
Employee Benefits, News & Events

Broadstone urge employers to look at suicide prevention

Data from the Office of National Statistics reported that in 2019, the suicide rate for men in England and Wales was the highest for two decades – 4,303 men and 1,388
It’s vital that pension member communications are spot on in these uncertain times
Employee Benefits, Pensions

It’s vital that pension member communications are spot on in these uncertain times

As the government starts to taper down and wind up the financial support available via the furlough scheme, many believe more firms will start to take some tough decisions which
Our Response to The Pensions Regulator New Defined Benefit Funding Code
Broadstone, Pensions

Our Response to The Pensions Regulator New Defined Benefit Funding Code

We submitted our response to The Pensions Regulator (TPR) on its thinking behind a new Defined Benefit (DB) Funding Code. In general we are supportive of the direction of travel
Would a superfund be a “super” solution for your DB scheme?
Investment

Would a superfund be a “super” solution for your DB scheme?

Funding DB schemes is becoming ever more challenging Many employers with a defined benefit (DB) workplace pension scheme struggle to cope with the connected funding costs. Where the employer has
Auto enrolment: effects of increases in minimum contributions
Broadstone, News & Events

Auto enrolment: effects of increases in minimum contributions

Auto enrolment was introduced in 2012 and since then there have been two increases to the minimum contribution levels for employers and employees, but what effect have the increases had
The future of trusteeship and governance
Broadstone, News & Events

The future of trusteeship and governance

The Pensions Regulator (TPR) takes a particular interest in the performance of pension schemes’ governance structures and their ability to ensure good outcomes for members. TPR is frequently critical of
DB transfers – forthcoming service standards
Pensions

DB transfers – forthcoming service standards

Defined benefit (DB) transfers can provide difficulties for Trustees and are often a source of frustration for members. Traditionally most such transfers would have taken place between two DB schemes,
Company financial difficulties – involving the pension scheme
Pensions

Company financial difficulties – involving the pension scheme

In these challenging times for businesses, the risk of insolvency is at a heightened level. According to The Insolvency Service, 2019 saw the highest level of company insolvencies and administrations
Coping with the new (ab)normals
Investment, Pensions

Coping with the new (ab)normals

In this surreal and unsettling world dominated by changes to cope with COVID-19, the term “new normal” has gained common usage. In so many ways the norms around the way