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Why companies are now looking twice at health insurance

For a long time, private medical insurance has looked the same. It’s traditionally been for large corporations and high-level executives only, or a cash plan that requires people to pay out up front. But thanks...

Broadstone Pensions

Our Response to The Pensions Regulator New Defined Benefit Funding Code

We submitted our response to The Pensions Regulator (TPR) on its thinking behind a new Defined Benefit (DB) Funding Code. In general we are supportive of the direction of travel TPR are going in. However, there...

Broadstone News & Events

Auto enrolment: effects of increases in minimum contributions

Auto enrolment was introduced in 2012 and since then there have been two increases to the minimum contribution levels for employers and employees, but what effect have the increases had on participation in work...

Broadstone News & Events

The future of trusteeship and governance

The Pensions Regulator (TPR) takes a particular interest in the performance of pension schemes’ governance structures and their ability to ensure good outcomes for members. TPR is frequently critical of overall...

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Broadstone News & Events

Fighting pension scams

Given the amounts of money contained in pension pots, they will always attract the attention of scammers. Although in some individual cases the amounts may fall short of those required to provide the member wit...

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Broadstone News & Events

Why might now be an ideal time to take advice?

The effect of coronavirus has been devastating and has had an enormous impact on our mental and physical well-being. But what about the impact on financial health? Knowing that your finances are in good shape i...

Broadstone News & Events Pensions

COVID-19 impact on pension scheme mortality projections

The ongoing coronavirus pandemic is undeniably having widespread human, social and economic costs around the globe, and government and business leaders in every country are focussing their efforts to control it...

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Broadstone News & Events

Rachel Meadows talks equality with Professional Pensions for International Women’s Day

Last week, Broadstone’s Head of Proposition – Pensions & Savings, Rachel Meadows spoke to Professional Pensions for International Women’s Day about the search for meaningful equality and w...

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Broadstone News & Events

‘Take Back Control’ of defined benefit funding

Sponsors are not required to cover all conceivable pension risks and they may embrace a degree of risk when funding their defined benefit (DB) pension schemes. Indeed, The Pension Regulator’s Code of Conduct on...